Ads 468x60px

Mar 1, 2013

10 Days of Financial Wisdom: DAY 2

Welcome to Day 2 of Dave Ramsey's Financial Wisdom from Proverbs devotional with YouVersion! The focus verse is Proverbs 16:9 A man's mind plans his way, but the Lord directs his steps and makes them sure.
The focus for today is Planning Ahead.

The Three Main Points:
  1. You can settle with breezing through life if you want to end up nowhere. Jesus talked about this in Luke 14:28-30. How foolish is the man who begins to build without first sitting down to count the costs. 
  2. Create a zero-based budget. Sit down at the beginning of each month and tell each dollar where it is going to go. 
  3. The money you manage isn't your money, it's GOD'S money. Every plan, every budget we make should be filtered through Him.
The connection:
At the beginning of the year my husband and I sat down for the first time in eight years and each took a turn at writing out our 1-year, 5-year, and even 10-year plans. We included every major topic from our marriage, the children, money, our personal walks with God, where and how we would like to serve in ministries and on. I really enjoyed doing this because I got to see a personal side of my husband that I didn't know of before and I felt like I finally had a big picture idea of where my life is going. Now I understand that life doesn't always follow a plan but planning ahead really is the wise thing to do. At least once a week I pull out that little sheet and remind myself of what I said as a personal way to encourage myself. 

Final Thought:
A famous quote by Zig Ziglar says, "If you aim at nothing you'll hit it every time." This rings so true because I look at the past eight years or so and have seen hardly any progress in our financial situation then realize that not a lot of planning took place so how could I expect a big change?

I found this short devotional really encouraging. I am learning a lot and am seeking a lot of information and wisdom on the topic. My hope is that I can take what I'm learning and really see the fruit of it, then pass some of it on to my kids as well.
If you're not sure where to begin or you have a budget but would like a little more detail please follow this link to Dave Ramsey's Guide to Budgeting

To connect with this devotion through YouVersion follow this link to their home page. It's free and simple to sign up!
God Bless,

Related Posts Plugin for WordPress, Blogger...

Popular Posts


A Mother's Prayer

Lord bless my home and anyone who enters. Lead me daily so that I am always aware of You! Whether educating my kids, cooking or cleaning may my attitude always be that of a servant. Give me the words to guide my children to You, to know You, Your character and love You, Lord. Please teach to have patience and to always be learning. Lord mold me through each stage of life so I am continually growing and pursuing You no matter what. Lord I want to be a great mom and wife and I know that if I look only to You for help that I can accomplish this, the love for my family that I desire to show them. Lord I'm amazed by You and I love You. Amen.

Full of Life, Full of Love

"The spirited child-often called "difficult" or "strong-willed"--possesses traits we value in adults yet find challenging in children. Research shows that spirited kids are wired to be "more"-by temperament, they are more intense, sensitive, perceptive, persistent, and uncomfortable with change than the average child." It seems as though we have three, and they are very much like me. What does this mean? I need to be compassionate, consistent, confident, controlled, all with a gentle yet firm approach. Yes my plate is full.

Motherhood: A rigorous training ground

What an awesome responsibility mothers have to their children. Cultural stereotypes promote the idea that giving birth miraculously endows women with kindness, compassion, and goodness. But we all know better. Many of us can witness that we are made more aware of our weaknesses and impatience after becoming mothers than we were before. Godliness and generosity are not prerequisites of giving birth; they are characteristics that God hones and whittles into our character over time. Motherhood provides a rigorous training ground where we can display practice and model the disciplines of love, honesty, and compassion before our children. --Rebecca Laird